Uniform Lifetime Table 2024 Irs Form. You can use the uniform lifetime table provided by the irs (see below) to find your life expectancy factor assigned by age. Use table iii if you are the ira owner and your spouse isn’t the sole designated beneficiary or if your spouse is the sole designated beneficiary of your ira and not.
Your rmd may change each year based on this calculation. While the process of calculating rmds may seem mysterious, the methodology is rather simple.